Jewelry Insurance

Tacori Jewelry Insurance

Dustin Lemick

Author

If you own TACORI jewelry, you know each piece’s value and uniqueness. TACORI is a renowned brand synonymous with old-world elegance, sophistication, and timeless beauty. However, just like any other piece of fine jewelry, TACORI pieces are susceptible to loss, damage, or theft.  

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Insuring your TACORI fine jewelry offers financial protection for your investment. Jewelry insurance also gives you peace of mind knowing you can have your items repaired or replaced if they are damaged or lost. 

Explore how you can protect your TACORI signature platinum engagement rings, wedding bands, and other fine jewelry with a comprehensive insurance policy from BriteCo™.

 

What You Will Learn

High-End TACORI Jewelry

TACORI is a family-owned luxury jewelry brand founded in California in 1969. The brand is renowned for elevating jewelry craftsmanship with its exquisite designs. Their jewelry pieces are unique, elegant, and timeless, reflecting the individuality beheld by each wearer.  

Today, the company has become a globally recognized brand. TACORI is known for its intricate diamond rings that fuse the brand’s signature crescent-shaped details, clean lines, and glittering gemstones into stunning designs. Skilled artisans handcrafted their pieces and created them with the highest quality materials, including platinum, gold, and diamonds.

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TACORI has a wide range of jewelry collections, with featured items like engagement rings, wedding bands, necklaces, earrings, and bracelets. The brand is known for embodying luxury, sophistication, and old-world elegance. Celebrities such as Nina Dobrev, Lilly Collins, and Kate Hudson wear TACORI, which secures the brand’s allure and popularity.

Should You Insure Your TACORI Ring?

TACORI jewelry is known for its modern glamour that makes a bold style statement. As a proud owner of TACORI jewelry, you want to protect your valuable pieces. 

Insuring your TACORI jewelry is savvy as it provides financial protection in case of loss, damage, or theft. For example, if you accidentally misplace your wedding band on your honeymoon or it falls into the water at the beach, you can replace it if you have full coverage on the piece. 

With the right jewelry insurance policy, you can have peace of mind knowing that your TACORI pieces are covered, and you can continue to enjoy their elegance and beauty for many years.

What is Jewelry Insurance?

Jewelry insurance is a type of coverage that protects your high-value jewelry. Jewelry insurance policies typically cover loss, theft, mysterious disappearance, and accidental damage. It also offers additional benefits, such as worldwide coverage and repair or replacement options. 

When insuring a high-value ring from TACORI, jewelry insurance is better than homeowners’ insurance. Homeowners’ insurance typically has a lower coverage limit for jewelry, often only up to $1,500, and may not cover the total value of your ring or loss or damage that occurs outside of the home. 

Jewelry insurance provides specialized coverage for your TACORI ring, giving you a sense of security knowing that it’s protected in various situations. Unlike homeowners’ insurance, filing a claim with a jewelry insurer like BriteCo doesn’t result in higher premiums.

diamond wedding ring

What Coverage Does BriteCo™ Offer?

BriteCo’s jewelry insurance coverage provides comprehensive protection for your valuable jewelry. 

BriteCo’s policies cover a wide range of jewelry, including engagement rings, wedding bands, necklaces, bracelets, and earrings. They also offer coverage for loose diamonds and other precious gemstones. 

BriteCo’s policies are underwritten by A.M. Best A-rated insurance carriers, giving you the peace of mind of knowing that a reputable and financially stable company backs you.

Under the BriteCo policy, you have coverage for damage to your TACORI pieces caused by accidents, such as dropping your ring or hitting it against a hard surface. You’re also covered for loss due to theft or mysterious disappearance and loss or damage caused by natural disasters, such as floods or fires. 

If you need to have your TACORI bands replaced, BriteCo works with reputable jewelers to ensure that the replacement matches the quality and specifications of your original jewelry.

What Do I Need to Insure My TACORI Ring?

To get BriteCo insurance for your engagement ring, you need to provide basic information about yourself and your ring and upload supporting documents through our easy-to-use online system

The information you need includes the following: 

  • Receipt or appraisal. BriteCo will require proof of ownership and the value of your ring. You can provide this with a receipt or an appraisal from a certified gemologist or the store where you purchased your TACORI pieces.
  • Photos of your ring. You must provide photos of your ring, including front and back views, and any important details, such as the setting and engravings.
  • Personal information. You’ll need to provide your personal information, such as your name, address, and contact information, to receive a quote in minutes.
  • Payment information. Once you select a plan, you will provide payment information for your insurance premium. You can pay your BriteCo policy as a monthly or annual premium online with a debit or credit card.

How Much Does Engagement Ring Insurance Cost?

BriteCo offers jewelry insurance that provides financial protection and peace of mind for your most prized possessions, and best of all, it’s affordable. The policy cost varies depending on your location, but jewelry insurance typically ranges between 1% and 2% of the appraised value for most. 

For instance, a TACORI Founder’s Collection Round Solitaire Engagement Ring costs $4,390 for the platinum version. 1% percent of the value equals an annual premium of $43.90. This will cost you just $0.12 per day or $3.60 monthly.  

Other examples of BriteCo’s insurance premiums include:

  • $4.17 per month on a $1,100 wedding band in Miami, Florida
  • $10.60 per month for an $11,750 watch in San Francisco. 
  • $6.06 per month for a $5,500 engagement ring in Phoenix, Arizona

If you opt for our annual payment plan, you can receive a 5% discount in some locations.

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You can also get discounts for safe storage, reducing the cost of coverage on your TACORI jewelry. These discounts may apply if you keep your jewelry stores in a safe in your home or have a burglar alarm system installed.

How Do I File a Claim for My TACORI Diamond Rings?

The process is straightforward if you need to file a claim with BriteCo to replace or repair your TACORI diamond ring. You can even file a claim online through the BriteCo website. 

Contact us when you notice damage or loss to your ring to start the claims process. Call our customer service department or file a claim online.

  1. Provide details about how your ring was lost or damaged, including the date and location of the incident. You may also need to provide documentation, such as a police report.
  2. We will provide you with an estimate for the cost of the repair or replacement of your ring. This estimate is based on your ring’s original value and the extent of the damage. 
  3. If you agree with the estimate, you can approve it and begin the repair or replacement process.
  4. We work with a reputable jeweler to repair or replace your ring to ensure that the replacement matches the quality and specifications of your original TACORI diamond ring.

Get TACORI Wedding Band Insurance with BriteCo

Protect your TACORI investment with BriteCo’s affordable and comprehensive jewelry insurance today. Our policies cover up to 125% of your item’s appraised value and ensure repair or replacement for theft, loss, damage, and mysterious disappearance of your TACORI engagement rings, earrings, or bracelets. 

Contact us today to learn more about our coverage, or use our convenient online tool to get a quote for your insurance plan in just a few clicks. Trust BriteCo to keep your precious jewelry safe and secure.

Also Check:

Chopard Jewelry Insurance | BriteCo Jewelry Insurance
What is an Insurance Premium? | BriteCo Jewelry Insurance

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Dustin Lemick

Author

Dustin Lemick is the Founder and CEO of BriteCo and a third-generation jeweler with over thirteen years of retail jewelry experience. He holds a Graduate Gemologist degree from the Gemological Institute of America (GIA) and has in-depth knowledge and expertise in appraisal systems, diamond and gemstone markets, retail pricing models, insurance replacement models, and jewelry quotation pricing systems.