See Why BriteCo Is Your Best Choice For
No need to risk loss, theft or damage. Fast, easy and affordable coverage for your most prized possessions. An engagement ring is often one of your biggest purchases, both financially and emotionally. A specialized insurance policy is the best way to ensure that you have zero out-of-pocket costs if your ring is lost or damaged.
Protect your investment. Superior coverage for all major luxury watch brands. The old way of doing watch insurance wasn’t cutting it for watch enthusiasts. BriteCo improved the speed and pricing for watch insurance to create an unmatched customer experience.
Get jewelry insurance your way in minutes. Up to 125% of replacement value coverage with no deductible. Many people assume that their jewelry is covered by homeowners insurance. Unfortunately homeowners and renters insurance often come with high deductibles and caps on payouts in the $1000-2000 per item range. An insurance policy built for fine jewelry is built to protect your important pieces.
Quick and Easy Claims
See How BriteCo Insurance Gives You So Much More
| Coverage |
|
Other Online Jewelry Insurance | Typical Renters / Home Owners Insurance | Typical Jewelry Warranty |
|---|---|---|---|---|
| Coverage Limits | 125% of Appraisal Value* | Appraisal Value | Capped as low as $1000 | Appraisal Value |
| Worldwide Coverage | ||||
| Damage | Not always | |||
| Loss | ||||
| Theft | Limit | |||
| Mysterious Disappearance | ||||
| Free Additional Insured at Different Address | ||||
| Limited Impact of Claims on Homeowners Insurance | Not always | |||
| Preventive Maintenance † | Not always | Not always | ||
| Discount for Annual Pay | Not always | Not always | Not always | |
| Monthly Pay Option | Not always | Not always | Sometimes | |
| Zero Deductible | Sometimes | Not always | Not always | |
| Free Automated Annual Insurance Value Updates | Not always |
*Included with all standard jewelry policies
† Covers prong retipping; broken, worn or bent prongs; broken earring posts; clasp replacement; restringing of broken or stretched pearl strands; and stone tightening
How Much Could BriteCo™ Save You?
Check your engagement ring insurance price today to find out
Affordable Coverage. Instant Insurance.
In 2 minutes your jewelry or watch could be insured anywhere in the world, 365 days a year. We offer comprehensive coverage so you can relax knowing you are protected.
Worldwide Coverage
Zero Deductibles
125% Replacement Value
Loss
Theft
Damage
Mysterious Disappearance
Limited Impact on Homeowners Policy
Comprehensive coverage with confidence
Your best choice for:
- Engagement ring purchasers — your fiance is insured at no extra cost
- Worldwide, comprehensive policies are backed by an AM Best A+ rated insurer
- When you don’t want a jewelry loss claim to affect your homeowner’s policy/rates
- Replacement coverage with no deductible and no out of pocket costs
- Price competitive with any other jewelry insurance
How affordable is a BriteCo policy?
(Hint: very!)
BriteCo offers premiums as low as:
-
$4.51/mo
for $6,500 Earrings in New York, NY
-
$6.06/mo
for $5,500 Engagement Ring in Phoenix, AZ
-
$4.68/mo
for $8,250 Engagement Ring in Chicago, IL
-
$10.60/mo
for $11,750 Watch in San Francisco, CA
-
$5.23/mo
for $8,600 Pendant Necklace in Austin, TX
-
$4.17/mo
for $1,100 Wedding Band in Miami, FL
Coverage costs are subject to underwriting review and approval according to actual policy terms and conditions. Rates may vary based on a number of factors, including value and primary location.
Automatic Replacement Value Adjustments
Not only is insuring your fine jewelry and watches with BriteCo™ more efficient than ever before, but you also don’t have to worry about reappraising your prized possessions every few years.
That’s because BriteCo™ will automatically adjust the replacement value of your policy each year to reflect any changes in the market for diamonds, gold, platinum, etc., that would impact your appraisal value.
Check your price for complete coverage to get started now!
