No need to risk loss, theft or damage. Fast, easy and affordable coverage for your most prized possessions. An engagement ring is often one of your biggest purchases, both financially and emotionally. A specialized insurance policy is the best way to ensure that you have zero out-of-pocket costs if your ring is lost or damaged.
Protect your investment. Superior coverage for all major luxury watch brands. The old way of doing watch insurance wasn’t cutting it for watch enthusiasts. BriteCo improved the speed and pricing for watch insurance to create an unmatched customer experience.
Get jewelry insurance your way in minutes. Up to 125% of replacement value coverage with no deductible. Many people assume that their jewelry is covered by homeowners insurance. Unfortunately homeowners and renters insurance often come with high deductibles and caps on payouts in the $1000-2000 per item range. An insurance policy built for fine jewelry is built to protect your important pieces.
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Coverage
Coverage Limits
Worldwide Coverage
Damage
Loss
Theft
Mysterious Disappearance
Free Additional Insured at Different Address
Limited Impact of Claims on Homeowners Insurance
Preventive Maintenance †
Discount for Annual Pay
Monthly Pay Option
Zero Deductible
Free Automated Annual Insurance Value Updates
125% of Appraisal Value*
Appraisal Value
Not always
Not always
Not always
Not always
Sometimes
Not always
Capped as low as $1000
Not always
Limit
Not always
Not always
Not always
Not always
Appraisal Value
Not always
Sometimes
Not always
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Check out Our Benefits
Coverage Limits
Zero Deductible
Worldwide Coverage
Damage
Loss
Theft
Mysterious Disappearance
Limited Homeowner's Claim Impact
Preventative Maintenance
Discount for Annual Pay
125% of Appraisal Value*
Capped as low as $1000
Not always
Not always
Limit
Not always
Not always
Appraisal Value
Not always
Not always
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*Included with all standard jewelry policies
† Covers prong retipping; broken, worn or bent prongs; broken earring posts; clasp replacement; restringing of broken or stretched pearl strands; and stone tightening
In 2 minutes your jewelry or watch could be insured anywhere in the world, 365 days a year. We offer comprehensive coverage so you can relax knowing you are protected.
Not only is insuring your fine jewelry and watches with BriteCo™ more efficient than ever before, but you also don’t have to worry about reappraising your prized possessions every few years.
That’s because BriteCo™ will automatically adjust the replacement value of your policy each year to reflect any changes in the market for diamonds, gold, platinum, etc., that would impact your appraisal value.
Check your price for complete coverage to get started now!
