BriteCo Renewal Auto-Pay Terms

1. By enrolling in this automatic payment program (the “Program”), the Named Insured and user of this Site, including the user’s authorized representative (“you”) authorize BriteCo Inc. (“BriteCo”):
   1. to initiate automated debit card payments from the checking or savings account you specify; or
   2. to initiate charges from your specified credit card. The amount debited from your checking or savings account or charged to your credit card will be the then current balance on your account.

   Upon your enrollment in the Program, all payments will be automatically charged to the designated credit or debit card, unless you terminate your authorization in the manner described herein.

2. You agree to be bound by any rules your financial institution requires for pre-authorized electronic funds transfers and/or that your debit or credit card issuer requires for pre-authorized debit or credit card transactions. You are responsible for all fees charged by your financial institution associated with the pre-authorized payment option.
3. You have the right to terminate your authorization at any time by emailing BriteCo at [email protected] or calling BriteCo at 312-809-9100.
4. You must keep your credit/debit card information current at all times by contacting BriteCo immediately upon any change to the account information you have previously provided. If you do not update your credit/debit card information and BriteCo is unable to charge your credit card or withdraw funds from your debit card for the amount due on your BriteCo account, you may be subject to applicable late payment fees, not sufficient funds fees, or other fees, as well as any fees or charges assessed by your financial institution.
5. BriteCo will notify you of any balance due prior to initiating any withdrawal from your debit card or charge to your credit card. BriteCo will also notify you of the planned date of the withdrawal and/or charge. You agree to review each such notice you receive and inform BriteCo of any errors or disputed charges within 24 hours of the time at which BriteCo has provided your notice of a balance due.
6. BRITECO SHALL BEAR NO LIABILITY OR RESPONSIBILITY FOR ANY LOSSES OF ANY KIND THAT YOU MAY INCUR AS A RESULT OF A PAYMENT MADE ON ITEMS INCORRECTLY BILLED OR FOR ANY DELAY IN THE ACTUAL DATE ON WHICH YOUR ACCOUNT IS DEBITED OR YOUR CREDIT CARD IS CHARGED.
7. BriteCo reserves the right to change these terms or terminate this Program at any time. These terms will remain available for public access on our website, brite.co. We suggest your save a copy of these terms for your records and return periodically to review changes.
8. These terms do not in any way terminate, amend or modify other terms, agreements or policies that may apply to your relationship with BriteCo or HDI Global Insurance Company, or any BriteCo services you receive or other agreements you may have with BriteCo.