Changing the engagement ring insurance game

Check Your Price

Solitaire Engagement Ring insured by BriteCo Jewelry Insurance

We make it fast and easy to get the best engagement ring insurance
coverage right from your smartphone and all before you leave the jeweler.

BriteCo as Best Overall Jewelry Insurance Company 2021 due to easy application process and zero deductible

Its no wonder BriteCo™ was named the 2021 Best Overall Jewelry Insurance Company and trusted by 2,000+ independent jewelers nationwide:

  • Convenient monthly payment options
  • Quick online claims process
  • No deductibles
  • Zero out-of-pocket expense
  • A+ rated coverage for lost, stolen, damaged, and mysterious disappearance jewelry

How much could BriteCo™ save you?

Check your engagement ring insurance price today to find out!

Check Your Price

Do I Need Engagement Ring Insurance?

Yes! You do! In fact, did you know that a BriteCo™ jewelry insurance policy can protect your homeowners or renters insurance from jewelry claims?

It’s true! Jewelry claims through your home insurance can result in rate hikes, or even insurance cancellation. And the ultimate risk to protecting your engagment ring? A standard homeowners or renters insurance policy caps payouts as low as $1,000- $2,000 per item!

Plus, a personal articles rider doesn’t even guarantee jewelry replacement.

Diamond Engagement Ring in Jewelry Box insured by BriteCo Jewelry Insurance

Considering the average amount spent on engagement rings is $5,900 and up, a quick mental calculation can tell you that, well, $2k from your home or rental insurance just isn’t going to cut it.

Don’t take a risk relying on your home or renters insurance!
BriteCo™ gives you the peace of mind you want with the best engagement ring insurance you’ll be glad to have if the worst-case scenario were to occur.

Check your engagement ring insurance price to get started now!

Check Your Price

What Makes
BriteCo™ Different?

Dustin Lemick

Before BriteCo™, even the best engagement ring insurance process was intimidating, time-consuming, and downright frustrating.

After deciding enough was enough, our founder and CEO Dustin Lemick, a third-generation family jeweler, brought together an A-team to put digital technology to work, creating the tried and true best engagement ring insurance program that puts time and money back in your pocket.

From Engagement Ring Insurance Quote to Policyholder in Minutes

Instead of taking hours or even days of effort and follow-up, BriteCo™ makes it fast and easy to see an instant no obligation quote and get insurance coverage for your purchase in a few minutes on your smartphone.

Here’s how it works:

Two diamond engagement rings insured by BriteCo Jewelry Insurance
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Just click on the “Check Your Price” orange button on our website. You’ll instantly see our quote screen to enter your engagement ring appraised value and basic info.

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Within 60 seconds or less you get a customized quote with a price for A+ rated insurance coverage. Add additional information and answer a few questions to see what discounts you qualify for. You can also add your fiancé as an additional insured at no extra charge.

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Review your final quote and pay by credit or debit card. And we offer a convenient monthly payment option. Congrats, your engagement ring is insured in under five minutes!

Automatic Replacement Value Adjustments

Not only is insuring your fine jewelry and watches with BriteCo™ more efficient than ever before, but you also don’t have to worry about reappraising your prized possessions every few years.

That’s because BriteCo™ will automatically adjust the engagement ring insurance replacement value of your policy each year to reflect any changes in the market for diamonds, gold, platinum, etc., that would impact your appraisal value.

Check your engagement ring insurance price to get started now!

Check Your Price

No Deductibles
on Standard Policies

There are added advantages with BriteCo™ if you ever have to make a claim for loss, damage, theft, or what is called mysterious disappearance. BriteCo™’s standard policies have no deductibles, so you don’t have to worry about spending any additional money to get your jewelry replaced.

Plus, we insure up to 125% of appraised value, ensuring your local jeweler can get your piece replaced without you having to pay any extra. Go you!

Basic Maintenance
Repairs Included!

We didn’t stop at offering the best engagement ring insurance, either!

When it comes to protecting your most prized possessions, we’re confident you’ll find the engagement ring insurance with unmatched coverage you want with BriteCo™. Contact us today to learn more!

Free of charge
Basic maintenance and jewelry repairs including:

  • Prong retipping
  • Broken, worn, or bent prongs for rings
  • Broken earring posts
  • Clasp replacement
  • Restringing of broken or stretched pearl strands
  • Stone tightening
BriteCo logo


805 Greenwood Street
Evanston, IL 60201

BriteCo Inc. is a licensed insurance agency in all fifty states and the District of Columbia.
Please see the Licenses section of this website for more information. All insurance policies underwritten and issued by Glencar Insurance Company and administered by BriteCo.