FREQUENTLY ASKED QUESTIONS

Got a question? We have answers.

Have a question you don’t see answered below?

Shoot our team an email and we’ll be in touch: info@brite.co

About BriteCo

Who is BriteCo?

How is BriteCo different from other jewelry insurance companies?

What are the advantages of BriteCo jewelry insurance?

How do I get BriteCo insurance for my jewelry and watches?

What if my local jeweler doesn’t use the BriteCo Appraisal Management Platform?

Jewelry and Watch Insurance

Why should I get jewelry and watch insurance?

Doesn’t my homeowners or renters insurance cover my jewelry and watches?

Do I need an appraisal to get insurance?

How much does jewelry insurance cost?

What’s the difference between jewelry warranty and insurance?

Appraisals

What is a jewelry or watch appraisal?

What is a BriteCo appraisal and what are the benefits?

Where do I get my jewelry or watch appraisal?

When should I get my jewelry or watch appraised?

Can’t I use my sales receipt to get insurance instead of an appraisal?

Do I ever have to get my jewelry reappraised?

Coverage

How do I get an insurance quote from BriteCo?

What does my BriteCo insurance policy cover?

How do I change my BriteCo policy information?

How do I add a watch or piece of jewelry to my BriteCo policy?

Is there a maximum value that I can insure per piece?

Is there a deductible for my policy?

How do I pay for my policy?

Do I get a discount for storing my jewelry in a safe or having a home burglar alarm?

Claims

How do I file a claim with BriteCo?

How does the claim process work?

Can I work with my own jeweler for replacement?

Will I have to pay a deductible?

Can I get cash for my jewelry or watch claim?

How long does it take to get my jewelry repaired or replaced?

Contact

909 Davis Street, Suite 500
Evanston IL 60201

info@brite.co

BriteCo LLC is a licensed insurance agency in all fifty states and the District of Columbia.
Please see the Licenses section of this website for more information. All insurance policies underwritten and issued by HDI Global Insurance Company and administered by BriteCo.