Jewelry Insurance

Buccellati Jewelry Insurance

Dustin Lemick


Dustin Lemick

At BriteCo, we understand that your Buccellati jewelry isn’t just an accessory; it’s an investment in quality and sentimental value. With designs born from the intersection of art and craftsmanship, each piece of Buccellati jewelry is more than just an ornament.

Learn why Buccellati jewelry insurance is essential to protect your jewelry collection, and find helpful tips to generate a policy tailored to your needs.


What You Will Learn

A Brief History of Buccellati Jewelry

Buccellati is an Italian jewelry and watch company known for its intricate, hand-crafted designs inspired by nature, Renaissance art, and classical architecture. The brand was founded in 1919 by Mario Buccellati in Milan, Italy.

Over the last century, Buccellati has gained a reputation for its use of high-quality materials, including gold, diamonds, and colored gemstones, as well as for skilled artistry passed down through generations.

Early Years

Founder Mario Buccellati opened his first shop in Milan, close to the famous La Scala opera house. His background in goldsmithing allowed him to create pieces that drew inspiration from traditional Italian craftsmanship and art history. Buccellati was admired for his textural gold work that mimicked fabrics like lace, damask, and linen.

Expansion and Recognition

In 1949, Buccellati crossed international waters by opening a store on New York’s Fifth Avenue, becoming one of the first Italian jewelers to establish a presence in the United States. Over time, the brand grew internationally, reaching an elite clientele, including celebrities like Rhianna and Alexa Chung, royals including Princess Caroline’s daughter, Beatrice Borromeo, and other high-profile figures.

Techniques and Styles

Buccellati pieces are not mass-produced. Each piece undergoes a meticulous crafting process, often requiring many hours of labor. The attention to detail is evident in every link, setting, and engraved surface.

Buccellati sets itself apart with unique artisan techniques like rigato, where gold is engraved to create parallel lines; telato, a fabric-like finish; and segrinato, an intricate stippling pattern. The brand is also known for its “honeycomb” designs, which display an openwork technique that creates a honeycomb appearance. The brand likewise notably uses enchaining techniques to craft its coveted gold-lined silver bracelets, providing flexibility similar to fabric.

Generational Legacy

After Mario Buccellati’s passing, his children and grandchildren took on the responsibility of continuing the family tradition. Each generation has added its unique touch, while maintaining the brand’s core values and design principles.

Why You Need to Insure Your Buccellati Jewelry

Insuring your Buccellati jewelry is not just an act of safeguarding a financial investment; it is a way of preserving irreplaceable sentimental value and legacy. Buccellati jewelry is renowned for its intricate details, rare gemstones, unique textures, and incomparable beauty. As such, these pieces often command high prices, and insuring them is crucial. The benefits include:

  • Financial Security

Buccellati jewelry represents a substantial investment. These jewelry pieces should be financially protected against theft, loss, or damage, like any other valuable asset.

Without proper insurance, replacing them could be financially crippling. A customized insurance policy provides a safety net, allowing you to recoup market value or the cost of repair or replacement in the unfortunate event of a loss.

  • Protecting Sentimental Value

Buccellati pieces are not just commodities but works of art, each uniquely crafted. While the emotional and sentimental value can never be quantified or replaced, insurance can provide monetary restitution.

  • Peace of Mind

Whether wearing your jewelry to a special event or keeping it secure at home, knowing it is insured alleviates the constant worry about its safety, allowing you to fully enjoy your exquisite pieces.Quote 2

  • Preserving Family Legacy and Heritage

These pieces are often heirlooms passed through generations. They carry the weight of legacy and family history. Insurance ensures that future generations will also enjoy this valuable heritage.

  • Auction and Resale

If you ever sell a piece from your Buccellati collection, whether at auction or through a private sale, having comprehensive insurance coverage can be beneficial. Not only does it offer potential buyers confidence in the piece’s authenticity and value, but it also protects you until the sale is final.

Need to Insure Your Buccellati Jewelry

Does My Homeowners’ or Renter’s Insurance Cover Buccellati Jewelry?

Homeowner’s insurance provides a range of protections for your property, including coverage for damage to your home and its contents. While this type of insurance often includes coverage for personal property like jewelry, the limits for such items are typically far lower than their actual value, especially for luxury items like Buccellati jewelry.

Some reasons why homeowners’ or renter’s insurance may be unsuitable for your Buccellati jewelry include:

  • Low Coverage Limits

Standard homeowners’ insurance policies generally cap jewelry coverage at $1,500 to $2,000. This is significantly lower than the market value of a typical Buccellati piece. The Ginvera engagement ring costs $78,000, while high jewelry pieces like the Sadar Necklace, which features hundreds of diamonds, pink sapphires, tourmalines, and tzavorites, are only priced upon request.

  • Limited Types of Coverage

Another limitation is type of coverage. Basic homeowners’ policies usually cover “named perils” such as fire, theft, or certain types of natural disasters. However, they often do not cover other risks like accidental loss or damage, such as when a piece falls off and goes missing or suffers damage while worn.

In contrast, specialized jewelry insurance typically offers “all-risk” coverage, which covers nearly all types of loss, including accidental loss and sometimes mysterious disappearance.

  • Claims May Affect Your Premiums

Claims made for jewelry under a homeowners’ insurance policy could increase your overall premiums or result in policy cancelation. These increases could far outweigh the cost of a separate, specialized insurance policy for your jewelry.

  • Dedicated Jewelry Insurance Offers Additional Benefits

Specialized jewelry insurance often provides additional services that standard homeowners’ insurance doesn’t offer, such as repair or replacement by a jeweler of your choice rather than through a network mandated by the insurer.

This can be especially important for owners of Buccellati jewelry, who may prefer restoration or replacement by experts familiar with the brand’s unique craftsmanship and artistry.

Why Choose BriteCo to Insure Buccellati Jewelry?

Buccellati’s diverse range of jewelry extends from popular stock items that many people covet to highly rare pieces that are often one-of-a-kind. Whether your Buccellati collection consists of widely available designs or extremely rare items, each piece is an investment that should be adequately insured.

When it comes to insuring your invaluable Buccellati pieces, BriteCo offers a level of service and coverage that exceeds expectations. We believe that finding exceptional fine jewelry insurance should be as straightforward as the value of the gems you’re insuring.

Our policies are fast, affordable, and transparent, available within minutes, directly from your smartphone—often before you even leave the jewelry store.

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With BriteCo, you can expect…

  • Comprehensive Coverage

We offer up to 125% of a piece’s appraised value for replacements and cover a range of incidents, including loss, theft, damage, and mysterious disappearance.

  • Customer-Centric Approach

With convenient monthly or annual payments and a simple online claims process, we make it easy for our customers to protect their high-value Buccellati jewelry. Plus, there are zero out-of-pocket expenses.

  • Trustworthy Partnerships

We collaborate directly with your original jeweler for replacements and can even work with local jewelers to ensure you get precisely what you need.

  • Added Benefits

BriteCo goes beyond standard insurance, with complimentary maintenance repairs, covering everything from tightening stones to broken earring posts.

How Much Does BriteCo Jewelry Insurance Cost?

Insuring your Buccellati jewelry with BriteCo is affordable and straightforward. You can expect the cost to average between 0.5% and 1.5% of the item’s appraised value annually. For example, insuring a pair of vintage yellow gold and pearl drop Buccellati earrings priced at $30,472 could cost you just $457 per year, or $38 per month.

What sets BriteCo apart is the automatic replacement value adjustment feature. With this, there’s no stress regarding periodic re-appraisals. BriteCo automatically adjusts the replacement value of your policy annually to match market changes in diamonds, gold, platinum, and more.

Questions? We Have Answers

Whether your collection is stocked with more common Buccellati designs or includes rare pieces, insurance is a non-negotiable part of protecting your investment. With BriteCo, you’ll find comprehensive coverage to secure your entire Buccellati collection.

However, insuring your Buccellati collection might raise several questions, especially regarding rare or vintage items. BriteCo has answers to all your queries, from determining the right coverage to helping you research the appraisal process.


How Should I Appraise My Buccellati Jewelry?

For insurance purposes, it’s crucial certified professionals familiar with the Buccellati brand and its market prices appraise your jewelry. BriteCo offers specialized appraisals that focus on each piece’s unique attributes to generate the most accurate valuation.

Is My Jewelry Covered While Traveling?

BriteCo’s insurance policies provide global coverage, protecting your pieces wherever you go. Always confirm the specifics of your policy to ensure you’re covered during your travels.

Can I Insure a Collection of Buccellati Jewelry?

Absolutely. BriteCo can provide comprehensive coverage that extends to your entire Buccellati collection, whether it consists of earrings, rings, bracelets, or other pieces.

Can I Update My Coverage?

Yes, insurance policies with BriteCo can be updated as your collection grows or pieces gain value. We recommend periodic appraisals to ensure that your coverage reflects the current value of your collection.

What Happens if I Sell My Jewelry?

If you sell your Buccellati jewelry, the insurance can be adjusted or terminated accordingly. Coverage can offer peace of mind to potential buyers and protect your investment until the sale is final.

A Small Price for a Lifetime of Security

Investing in Buccellati jewelry insurance is investing in peace of mind. At BriteCo, we create personalized insurance policies that reflect the true value of your collection. You’ve invested time, money, and emotion into building your collection; let us help you protect it for a lifetime.

Head to our home page and use our online form to get a free quote, and get approved in minutes for comprehensive coverage.

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Dustin Lemick


Dustin Lemick

Dustin Lemick is the Founder and CEO of BriteCo and a third-generation jeweler with over thirteen years of retail jewelry experience. He holds a Graduate Gemologist degree from the Gemological Institute of America (GIA) and has in-depth knowledge and expertise in appraisal systems, diamond and gemstone markets, retail pricing models, insurance replacement models, and jewelry quotation pricing systems.