Fine jewelry doesn’t have to be expensive. It’s possible to find high-quality designs for every budget, whether you’re shopping for solid gold earrings, tennis bracelets, or engagement rings. This list features the 10 best affordable jewelry brands, with many offering semi-precious stones and sustainably sourced diamonds in every price range.
Each brand offers something for everyone’s personal style, too, including those who like trendy jewelry and statement pieces or those who prefer more minimalist designs. With an affordable price point, starting at just $18, you can get the look of luxury without breaking the bank.
What You Will Learn
The Pearl Source
Overview: Founded in Los Angeles, The Pearl Source is known for bringing luxury pearls directly from the source to your jewelry box. By cutting out the middleman, the brand offers stunning, high-quality pearl jewelry at fair prices — from timeless strands to modern, everyday pieces.
Materials: Akoya, Freshwater, Hanadama, South Sea, and Tahitian pearls set in 14K and 18K gold or sterling silver
Popular Pieces: Classic pearl stud earrings, Akoya pearl necklaces, freshwater pearl bracelets, bridal and bridesmaid jewelry sets
Price Range: $100 – $5,000 (with most bestsellers between $200–$800)
Highlights:
- Ethically sourced, genuine cultured pearls
- Handcrafted in-house for superior quality control
- Free shipping and 60-day returns
- Lifetime guarantee on all jewelry
Clean Origin
Overview: Clean Origin specializes in environmentally conscious lab-grown diamonds, offering a more sustainable and affordable alternative to traditional gemstones. From engagement rings to embellished tennis bracelets, this jeweler’s ethically sourced, IGI-certified stones are indistinguishable from mined diamonds and are available in a far more competitive price range.
Materials: Lab-grown diamonds, colored diamonds, recycled precious metals, and 14k white gold
Popular Pieces: Engagement rings, diamond studs, tennis bracelets, and men’s diamond rings
Price Range: Rings start at $395 for a simple band, diamond studs begin at $500, and tennis bracelets start at $825
Highlights:
- An expert team offers more than 100 years of combined experience and can help you make the best jewelry choice
- Sustainable and ethical practices result in high-quality jewelrywith diamonds certified by IGI, GIA, and GCAL and graded on the 4Cs
- User-friendly online shopping experience, including the option for virtual appointments
Tai Jewelry
Overview: Handcrafted designs are the heart of Tai Jewelry and its signature collection, which includes a mix of everyday wear, such as mosaic bracelets, celestial rings, zodiac pendant necklaces, and bold statement pieces. You can also shop for bridal wear made with pearls and cubic zirconia. Tai Rittichai founded the line in 2002. As a native of Bangkok, Thailand, she continues to support artisans in her native country.
Materials: 14k gold, sterling silver, pearls, and semi-precious stones
Popular Pieces: Tarot card pendant necklaces, birthstone jewelry, stud earrings, and charm bracelets
Price Range: $20 to $215
Highlights:
- Globally inspired designs that are individually handmade in Thailand
- Supports women-led artisan communities
- Option to personalize gifts with zodiac signs, initials, and birthstones
Jenny Bird
Overview: Jenny Bird’s modern, minimalist pieces are a natural evolution from the founder’s previous work designing handbags. As such, her statement earrings, bangle bracelets, and sterling silver chokers feature thick, sturdy motifs and clean lines that stand out. Celebrities and fashionistas love the unique collection, with fans including Selena Gomez and Michelle Obama. Plus, every purchase gives back to organizations that support women.
Materials: Gold-plated brass, sterling silver, and semi-precious stones
Popular Pieces: Gold hoops, anklets, brooches, and chain necklaces
Price Range: $85 to $350
Highlights:
- Contemporary designs have a sleek look that can pair with a range of outfits
- Donates 1% of each purchase to women-focused organizations
- Gifts under $100 and gift cards are available
Soko
Overview: The beauty of Soko jewelry goes beyond just the design. The minimalist, nature-inspired designs—from hoop earrings to lariat necklaces—are perfect for everyday wear. But, the women-led brand also has a powerful mission, bringing the work of Kenyan artisans to more buyers around the globe. Every purchase of Soko’s high-quality jewelry helps provide income and build communities in Africa.
Materials: 24k gold-plated brass, teak wood, ceramic beads, and recycled metals and glass
Popular Pieces: Chain necklaces, cuff bracelets, statement earrings, and ear cuffs
Price Range: $58 to $248
Highlights:
- Simple, elegant designs made for layering
- Ethical, fair trade sourcing of materials, including wood, cow horn and bone, and recycled metals
- Women-led brand that supports artisan communities in Kenya
Adina Eden
Overview: Providing a sense of confidence is an important part of the Adina Eden mission. Named after the designer’s grandmother, the brand offers fashion-forward designs at an affordable price point, whether it’s dazzling claw bangle bracelets, stackable rings, bezel hoop earrings, or fine jewelry made with lab-grown diamonds. Many pieces feature butterfly motifs or more personalized charms like Star of David pendants, four-leaf clovers, and breast cancer ribbons, so you can find the design that speaks to you.
Materials: Sterling silver, gold vermeil, lab-grown diamonds, semi-precious stones, and 14k gold
Popular Pieces: Charm bracelets, statement earrings, bangles, and cocktail rings
Price Range: $20 to $550; up to $16,998 for fine jewelry
Highlights:
- Stylish designs are young and modern and frequently featured in fashion magazines
- Strong association with breast cancer causes and regular donations to research organizations
- Offers student discounts and a robust loyalty program
- Shoppers can schedule custom piercing appointments at the New York headquarters
Catbird
Overview: Known as the original home of the forever bracelet, Catbird specializes in permanent jewelry. It also offers everyday wear, including stacking rings, delicate layering necklaces, and whimsical designs such as croissant-shaped charms and safety ping earrings. There’s also a fine jewelry line featuring tennis bracelets and wedding rings made with lab-grown diamonds—all at an affordable price point.
Materials: Solid gold, lab-grown diamonds, semi-precious stones, and sterling silver
Popular Pieces: Stackable rings, chain necklaces, and dainty gold bracelet designs
Price Range: $150 to $10,500, depending on the materials
Highlights:
- Designs ideal for those who prefer subtle, understated accessories
- Exclusive collaborations with trendsetters like actress Jenny Slate and musician Phoebe Bridgers
- Often featured in publications like Forbes and the New York Times
- Offers wedding and engagement rings, including a specialty Wedding Annex service at the Brooklyn, NY headquarters
Kendra Scott
Overview: You may recognize Kendra Scott from her guest appearances on ABC’s Shark Tank. The successful entrepreneur is known for starting a billion-dollar jewelry business with just $500 and continues paying it forward with the brand’s philanthropic spirit. Kendra’s ultra-feminine designs, seen in charm bracelets, hoop earrings, and pendant necklaces, all feature bright colors, natural materials, and unique shapes.
Materials: Gold-plated metals, 14k yellow gold and 14k white gold, and a wide variety of colorful semi-precious stones
Popular Pieces: Cuff bracelets, pendant necklaces, and hoop earrings
Price Range: $25 to $8,950
Highlights:
- Fully customizable with 40-plus styles and more than 50 stones to choose from
- Unique collaborations with icons like Dolly Parton and Disney
- Demi-fine and fine jewelry collections at an affordable price point
- Supports a wide range of philanthropic initiatives; to date, the Kendra Scott Foundation has donated more than $50 million to national and international organizations
Oma The Label
Overview: Neumi Anekhe had a strong vision for her affordable jewelry brand, Oma The Label, when she established the company in 2018. One, she wanted to bring more diversity to the fashion and accessories industry, and two, she wanted to create jewelry pieces that could marry minimalist structures with trendy looks. The result is a one-stop shop for finding gold hoops, chain necklaces, bangles, and structured rings with unique influence from her Nigerian heritage and Scandinavian upbringing.
Materials: 18 k gold-plated brass and stainless steel, cubic zirconia, and resin
Popular Pieces: Body chains, gold hoops, ear cuffs, statement earrings, and chain necklaces
Price Range: $15 to $199
Highlights:
- Everyday wearin a competitive price range, with no piece more than $200
- Designs created by a former fashion stylist who knowshigh-quality jewelry and accessories
- POC- and women-led brand that brings more diversity to the market
- Featured in fashion magazines, such as Elle, Vogue, Harpers Bazaar, and Cosmopolitan
Notte Jewelry
Overview: Notte Jewelry is a trend-setting, jet-setting, affordable jewelry brand with hints of New York culture and Italian charm. Seashells, florals, cherries, hearts, stars, and moons are common themes in the whimsical line, often featured in statement earrings, rope necklaces, charm bracelets, and bold rings. Jessica Tse is the brains behind the brand, and she brings her bi-coastal lifestyle and love of eccentric accessories to the forefront of this fun one-stop shop.
Materials: Sterling silver, gold-plated brass, semi-precious stones, seashells, and pearls
Popular Pieces: Beaded necklaces, oversized rings, statement earrings, and chain necklaces
Price Range: $32 to $198
Highlights:
- Created by an accessories director who has fresh ideas for trendy jewelry
- Designs inspired by nature, including motifs with seashells, flowers, stars, and moons
- Highlighted in fashion magazines, including Vogue, Who What Wear, and Cosmopolitan
- Free U.S. shipping for orders over $150, and free international shipping for over $250
How to Shop for High-Quality, Affordable Jewelry Pieces
When shopping for trendy jewelry at an affordable price point, it’s best to look for brands that strike a balance between quality, style, and cost. Many designers offer both everyday wear and fine jewelry in a price range that suits any budget.
But, with so many options available, narrowing down where to shop and what to prioritize can feel overwhelming. Here’s a guide to help you make informed decisions when shopping for affordable luxury when it comes to engagement rings, tennis bracelets, statement earrings, pendant necklaces, and more.
1. Research the Brand
Before committing to a purchase, research the jewelry brand thoroughly. Social media posts and traditional advertising can give you a sense of a brand’s reputation, but digging deeper into their practices will help you align your purchase with your values.
If sustainability matters to you, look for brands that use recycled metals and adopt environmentally friendly practices, such as lab-grown diamonds. If ethical sourcing is important, prioritize companies that ensure fair labor conditions and offer transparency in the supply chain.
Every brand has its unique focus, whether it’s sustainability, craftsmanship, or affordability. Identify what aligns with your values and support affordable fine jewelry brands that reflect those priorities.
2. Identify Your Style
Jewelry is a personal expression of style. Whether your aesthetic is minimalist or bold, your necklaces, rings, bracelets, and earrings should complement your wardrobe and personality.
The jewelry brand Catbird caters to those who prefer sleek, understated designs. If you favor vibrant, eclectic pieces, brands like BaubleBar and Notte Jewelry offer bold statement items and trendy jewelry that stand out.
3. Understand Carat Levels
A common misconception is that higher-carat gold is always better. However, 14k gold is a popular choice for everyday wear and a great pick when shopping for the best affordable jewelry brands.
It contains 58% pure gold, which means 14k is more durable than higher karats like 18k or 24k. This makes it ideal for those with active lifestyles. It’s a practical option that balances durability with aesthetic appeal.
4. Assess Gemstone Quality
When it comes to gemstones, quality often outweighs quantity. Clarity, cut, color, and the craftsmanship of the jewelry determine high-quality gemstones.
Brands like Clean Origin and Kendra Scott pride themselves on offering meticulously crafted, affordable high-end jewelry with a range of semi-precious stones and lab-grown diamonds. Many companies are also transparent about their sourcing and production processes, such as Soko, which provides detailed background information on its ethically made jewelry.
Affordable jewelry doesn’t have to sacrifice quality. Set a budget and compare various inexpensive jewelry brands to find the best value.
Affordable Jewelry FAQs
How can I tell if jewelry is overpriced?
To determine if your jewelry is worth the price, check for hallmarks indicating metal authenticity, perform a magnet test to confirm if it has real gold or silver, and monitor for discoloration, as low-quality pieces may turn your skin green.
What materials should I look for in affordable luxury jewelry?
Recycled metals, lab-grown diamonds, and gold-plated silver are common materials in high-quality, affordable jewelry. These options provide a balance of durability, sustainability, and affordable luxury.
What should I look for in a good jewelry box?
When choosing a jewelry box, prioritize features like multiple compartments, soft lining to prevent scratches, and secure closures that keep your pieces safe and secure. Opt for a jewelry box size that fits your collection, and consider travel-friendly designs if you need portability.
Which is the best affordable jewelry brand for quality pieces?
Some of the best affordable jewelry brands include many of the companies listed above. These companies offer stylish designs at budget-friendly prices but also don’t neglect quality. Using a mix of recycled metals, gold-plated silver and brass, and semi-precious stones, they provide high-fashion looks at accessible price points.
It’s Possible to Find High-Quality Jewelry in Your Price Range
Affordable jewelry doesn’t mean compromising on quality or style. With a variety of reputable brands offering amazing pieces at accessible prices, you can always find jewelry that fits your budget and personal taste.
Whether you’re eyeing a pair of timeless gold hoops or a trendy charm bracelet, the perfect piece is out there waiting for you.
When you find the right fit, BriteCo’s comprehensive jewelry insurance keeps your valuable pieces secure. We provide coverage against loss, theft, damage, mysterious disappearances, and natural disasters.
Ready to learn more? Get your personalized BriteCo insurance quote today.
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