Trusted Transparency Eliminates Confusion and Helps You Buy with Confidence
How BriteCo gives you a clearer, more intuitive insurance experience for…
Jewelry & Watch Insurance
Wedding/Event Insurance
“Traditional jewelry insurance was a black box, with complex policies, hidden fees, unclear coverage limits, and claims processes that felt like solving a puzzle blindfolded.
But here’s what we know: transparency isn’t just nice to have anymore. It’s table stakes. At BriteCo, we’ve made a conscious decision to flip the script.”
DUSTIN LEMICK
BriteCo CEO
There’s No Wordy Jargon or Fine Print to Study
Most insurance products are overly complex and nearly impossible to understand.
BriteCo helps you to know immediately what coverage you’re getting and what you are paying for upfront
How BriteCo’s Trusted Transparency Makes the Difference
Our technology guides you step by step to make insurance clear so you don’t have to be an expert
Our customer service team is always there to help explain and answer your questions
Trust is built through clarity in our technology and empathy with our people. Our goal is to remove complexity at every opportunity and provide guidance every step of the way.
BriteCo Products and Experiences Are Designed to Be Transparent
- You feel confident in your purchase decision
- Retail jewelers can help you get protected right at the point of sale
- Insurance agents can focus on helping clients, not translating complicated terms
- Wedding venues and event planners know their clients are properly covered
BriteCo is a program administrator for bespoke, admitted jewelry insurance programs licensed in all 50 states & DC. Event insurance is available in all states except New York.
Policies are written with the backing of Glencar Insurance Company (a Hannover Re company) with an A.M. Best A+ rating.
Trusted by tens of thousands of customers across the country
Trusted by more than 3,500 Independent Retail Jewelers in the US
Trusted by hundreds of Wedding/Event Venues and Planners across the USA
Trusted by more than 4,500 Independent Insurance Agents throughout the nation
Our Principles Build Trusted Transparency into BriteCo’s Insurance Offerings
Here’s how BriteCo reduces complexity and assures confidence
A Simple Experience Built Around Saving You Time and Money
- Price quotes arrive in seconds — it’s a fast, easy, and straightforward experience done online, anytime, anywhere
- We work with your trusted insurance agent
- We work with your preferred retail jeweler at the point of sale
Each Step Is Designed To Make Progress Easy
- No overwhelming information
- Buying a policy simply involves answering a few questions online from your phone, iPad or desktop
Human Backup Is There to Answer Your Questions
- BriteCo prides itself on outstanding customer service (just read some of our 4.9 star Google reviews!)
- An empathetic representative is always available to explain coverage and answer any questions
Total Clarity on Policy Pricing and Coverage
- BriteCo delivers the best insurance coverage at the best price — and shares that upfront
- Customers enjoy savings from 20% to 40% over competitors, including homeowners riders/floaters
- Zero deductibles on all standard policies
- Convenient monthly pay option, or an annual pay discount
We Deliver on What We Promise
- Filing a claim with BriteCo is fast and easy — and everything is done online
- You get a dedicated BriteCo claims rep to help you manage the process
- We stay with you every step of the way to make sure you are happy with the result
“The best experience isn’t one that requires extensive education. It’s the one that makes customers feel confident in their purchase decision from the start.”
Recognized by Industry Leaders. Trusted by Experts. Loved by Customers.
BriteCo jewelry insurance named #1 Overall Jewelry Insurance provider by the International Gem Society
BriteCo jewelry insurance recognized for best engagement ring coverage by Investopedia.
BriteCo wedding/event insurance is recommended by financial experts at NerdWallet
BriteCo jewelry insurance was highlighted by PriceScope for its affordable premiums and modern digital-first experience.
Our Awards Are Verified by Real Customer Experiences Our customers enjoy fast, affordable coverage and prompt, friendly claims service.
BriteCo Makes the Insurance Experience Fast, Simple, and Affordable — with Trusted Transparency at Every Step
See for yourself by getting a quote today
- Jewelry and Watch Insurance
- Event/Wedding Insurance
BriteCo Licenses by State
| State | License # |
|---|---|
| Alabama | 3000426890 |
| Alaska | 100168496 |
| Arizona | 3000426916 |
| Arkansas | 3000426892 |
| California | 0M48637 |
| Colorado | 588031 |
| Connecticut | 002617494 |
| Delaware | 3000427508 |
| District Of Columbia | 3000426918 |
| Florida | L104573 |
| Georgia | 202784 |
| Hawaii | 482848 |
| Idaho | 697805 |
| Illinois | 3000343555 |
| Indiana | 3392114 |
| Iowa | 1002330146 |
| Kansas | 364873811-0 |
| State | License # |
|---|---|
| Kentucky | DOI-1018158 |
| Louisiana | 785946 |
| Maine | AGN320947 |
| Maryland | 3000426807 |
| Massachusetts | 2077394 |
| Michigan | 0117694 |
| Minnesota | 40606615 |
| Mississippi | 15034605 |
| Missouri | 8461418 |
| Montana | 3000426814 |
| Nebraska | 100301143 |
| Nevada | 3391602 |
| New Hampshire | 2419847 |
| New Jersey | 1688395 |
| New Mexico | 3000432439 |
| New York | PC-1543130 |
| North Carolina | 364873811 |
| State | License # |
|---|---|
| North Dakota | 3000426822 |
| Ohio | 1219776 |
| Oklahoma | 3000428456 |
| Oregon | 3000435525 |
| Pennsylvania | 877560 |
| Rhode Island | 3000426840 |
| South Carolina | 3000426855 |
| South Dakota | 10021062 |
| Tennessee | 2421883 |
| Texas | 2362681 |
| Utah | 697818 |
| Vermont | 3392001 |
| Virginia | 144879 |
| Washington | 1001110 |
| West Virginia | 100287002 |
| Wisconsin | 3000426856 |
| Wyoming | 384777 |
