Super affordable, exceptional coverage up to 125% of appraised value. No deductibles. Monthly pay option.
As Seen In…
Insurance You Can Trust
Real reviews from our happy customers
5
On My Finger in Time for My Wedding! After only having my engagement ring for a few months it was unfortunately damaged in a car wreck. Thank you BriteCo for insuring my ring and making sure it is back on my finger in time for my wedding!
On My Finger in Time for My Wedding!
Lena B.
5
Super Easy and Great Customer Support I was very happy that my quote was aligned with my budget for insurance. After receiving my quote, I uploaded my appraisal and took a photo of my item. And that was it - super easy and great customer support
Super Easy and Great Customer Support
Gianna C.
5
Very Happy With the Policy Easy and fast online application. Very fast turn around with issued policy. In review of issued policy you have photos of items covered as well as appraisals that can be viewed. I am very happy with the policy.
Very Happy With the Policy
Beth A.
5
Claim Handled With Care There are kind, empathetic, humans working at this company who understand the emotional toll that comes with losing a precious artifact. No further words other than THANK YOU
TClaim Handled With Care
Darien S.
5
Helpful and Friendly Such an easy process to sign up for the insurance! I had a couple of questions, so I called customer service directly. They were very helpful and friendly. The price on the insurance was very competitive too!
Helpful and Friendly
Carole I.
5
Easiest Insurance Transaction Ever My easiest insurance transaction ever. Insured my Fiancée's engagement ring. Pricing seemed more than reasonable based on other quotes I received. I highly recommend BriteCo!
Easiest Insurance Transaction Ever
Mark S.
5
Process Was Very Smooth A stone fell out of my wife’s ring and BriteCo paid to have it replaced. The process was very smooth and the people were extremely helpful. I highly recommend using their service!
Process Was Very Smooth
Joey S.
5
Quick and Easy!! The day I received my engagement ring, I also applied for insurance on it. So easy to do online, took about 5minutes and they got back to me within 24hours with my policy! Quick and easy!!
Quick and Easy!!
Katie E.
5
I Saved Several Hundred Dollars It was so easy to insure my jewelry with BriteCo! I was worried about the difficulty of doing everything online but the system worked flawlessly and I saved several hundred dollars plus got even better coverage. Perfect!
I Saved Several Hundred Dollars
Becky S.
We Make Great Jewelry Insurance Easy
Fast, affordable, 5-star rated coverage
Worldwide Coverage
That means your jewelry is insured anywhere in the world, 365 days a year, 7 days a week. You don’t ever have to worry about coverage when traveling.
Zero Deductibles
We’ve designed our jewelry insurance policies to be competitively priced with no deductibles. You shouldn’t have to pay out of pocket when making a claim.
125% Replacement Value
No one should get stuck having to pay extra when replacing a precious ring or necklace. You’re covered on all jewelry policies even if the appraised value of your piece has increased up to 125% since getting your policy.
Loss
Things get lost. An earring falls out unnoticed. You put your ring in your jacket pocket and can’t find it. Accidental loss happens. With BriteCo, you’re covered.
Theft
Losing your diamond ring or other precious jewelry to theft can be traumatizing. We make it a bit easier knowing you’re covered for full replacement.
Damage
Life happens. Accidentally bang your ring against a counter and chip or lose a stone? Snag your ring, and bend a prong? Rest assured, you’re covered.
Mysterious Disappearance
Even if there’s no logical explanation how, where, or when your precious diamond ring or necklace disappeared, BriteCo has you covered.
Limited Impact on Homeowners Policy
Rest a bit easier knowing any jewelry insurance claim you make with BriteCo won’t affect your homeowners or renters policy coverage or cost.
How Affordable is a BriteCo Policy?
(Hint: very!)
BriteCo offers premiums as low as:
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$4.51/mo
for $6,500 Earrings in New York, NY
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$6.06/mo
for $5,500 Engagement Ring in Phoenix, AZ
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$4.68/mo
for $8,250 Engagement Ring in Chicago, IL
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$10.60/mo
for $11,750 Watch in San Francisco, CA
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$5.23/mo
for $8,600 Pendant Necklace in Austin, TX
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$4.17/mo
for $1,100 Wedding Band in Miami, FL
Coverage costs are subject to underwriting review and approval according to actual policy terms and conditions. Rates may vary based on a number of factors, including value and primary location.
Trusted by Thousands of Jewelers
Across the USA
Why insure your jewelry?
Why insure your jewelry?
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Homeowners or renters policies don’t cut it.
Most homeowners and renters policies don’t cover your fine jewelry and watches. If they do, its for a very limited amount. Jewelry Insurance offers better coverage.
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Replacement and repair will cost you too much.
Replacing lost, stolen, or damaged jewelry out of your own pocket is extremely costly and stressful, especially for an engagement ring.
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Not insuring your jewelry will cost you even more!
Jewelry insurance for your high-value items only costs about 0.5-1.5% of the total value. There’s no reason not to insure it today!
Protect Your Valuables In Less Than 2 Minutes
3 easy steps in 2 easy minutes!
Answer a few simple questions
Choose how you want to pay
Instant peace of mind
BriteCo Gives You These Big Advantages
Prompt claims replacements
through your trusted,
local jeweler
No extra charge
to easily add co-insured person to your jewelry insurance.
Annual insurance
coverage updates, no need to get re-appraisals
Backed by an AM Best
A+ rated insurance carrier
Accident Happen
Lost Engagement Rings Protected By BriteCo Insurance
Fast Claims Turnaround
- Easily add co-insured person at no extra charge
- Annual value updates keeps your insurance coverage current
- Policies underwritten by an AM Best A+ rated insurance carrier
- Prompt claims process for replacement through your trusted local jeweler at full value
