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You’re Spending Lots of Money on your Wedding. Insurance Coverage Is a Must… 
And Surprisingly Affordable!

Liability Coverage

$114

Liability Coverage
  • 412 Guests
  • $42,780 Budget
  • Los Angeles, CA
Cancellation Coverage

$341

Cancellation Coverage
  • 412 Guests
  • $42,780 Budget
  • Los Angeles, CA
Liability and Cancellation Combo

SAVE 10%

$409

Liability and Cancellation Combo
  • 412 Guests
  • $42,780 Budget
  • Los Angeles, CA

Only from BriteCo

Change of Heart — The Ultimate Breakup Protection!*

Now get peace of mind with the “change of heart” option when you add it to your cancellation/postponement policy. It reimburses up to 75% of your non-refundable wedding expenses if an unforeseen breakup leads to the event’s cancellation.

*Does not apply to any known reasons prior to purchase.
New Coverage Option: Change of Heart!
PROUD-PARTNER-OF-WISH-UPON-A-WEDDING
5 stars

Insurance Our Customers Love

Real reviews from our happy customers
BriteCo BriteCo Product
805 Greenwood Street Evanston, IL 60201 US
BriteCo Wedding Insurance
5

Quick, easy, and affordable! In a world where working with insurance can be so laborious, BriteCo has created a painless process that is simple and accessible!

Josh P.
Quick, easy, and affordable!
Customers give BriteCo 5 stars
5

The process was easy. Getting a wedding event insurance quote was easy. When I needed to adjust my contract, customer support quickly updated it and took care of all my questions. I felt very reassured knowing how fast they responded.

Cindi Abbott
The process was easy.
Customers give BriteCo 5 stars
5

Personally recommend BriteCo for your wedding or event needs. I had a last minute wedding planned and out of all the event insurance pricing quotes for liability I've received they were the most reasonably priced. Customer service was quick to assist with a policy update. I personally recommend BriteCo for your event needs.

Maria Baratta
Personally recommend BriteCo for your wedding or event needs.
Customers give BriteCo 5 stars
5

The process is very easy and they have a great team to support you BriteCo offered the best wedding insurance coverage and price we could find. The process was very easy, and customer service was amazing and patient with my questions. We are very satisfied with this service!

Caterina Redondo
The process is very easy and they have a great team to support you.
Customers give BriteCo 5 stars
5

They have been so easy to work with. The prices are wonderful, its minor paperwork that is needed to get the policy going and anytime I have a question I get a response so quickly via email or chat.

Jess S.
They have been so easy to work with.
Customers give BriteCo 5 stars
5

The website is super easy to use And customer service has been very quick and very helpful when I had questions about the policy. There is nothing their team could do any better than they currently are.

Scott R.
The website is super easy to use
Customers give BriteCo 5 stars
5

Extremely easy to work with. Customer support was quick and amazing. Thank you for handling my issue so fast…

Damone F.
Extremely easy to work with.
Customers give BriteCo 5 stars
5

They were so helpful to us when we got stuck in a pinch They were so helpful when we were in a pinch! Accommodating with a chill attitude that really helped with stressful wedding planning.

Aryia Emrani
They were so helpful to us when we got stuck in a pinch
Customers give BriteCo 5 stars
5

So far I have been impressed! The quote process was very efficient and they seemed the best option versus other insurance providers. I put forward a question on Sunday night and got a response in 10 minutes.

Maureen T.
So far I have been impressed!
Customers give BriteCo 5 stars
5

The entire process was very simple. From getting a quote online, to submitting documents, to getting my policy! I would highly recommend!

Stephanie M.
The entire process was very simple.
Customers give BriteCo 5 stars
5

Purchasing experience excellent! Excellent purchasing experience! Customer Service was wonderful and had a specialist explain the policies to me in simple terms. No pressure - just great, personalized service. Highly recommend!

Elyse
Purchasing experience excellent!
Customers give BriteCo 5 stars

What Does BriteCo Event Insurance Cover?

BriteCo gives you fast, affordable, must-have coverage for your special events

Comprehensive Liability Coverage

from only $102
Venue Approved
Venue Approved

5-day coverage for your event. Includes setup and breakdown.

Zero-Deductible-Policy
Zero Deductible Policy

Managing event costs is a challenge. BriteCo makes sure you don’t have to pay out of pocket if you have to make a claim.

Host Liquor Liability
Host Liquor Liability

Includes automatic protection from the risks of serving alcohol at your event to make sure the policy purchaser (e.g. you, your parents) is not liable.

Property Damage
Property Damage

Accidents can happen. BriteCo protects you against costs arising from accidental damages to the venue.

Comprehensive Cancellation Coverage

From only $80
Cancellation or Postponement
Cancellation or Postponement

Get ultimate peace of mind by protecting your investment with coverage for event cancellation or postponement due to unforeseen circumstances.

Lost Deposits
Lost Deposits

Florist shuts down before your wedding? Photographer can’t be found? Get reimbursed for lost deposits if a vendor goes out of business or fails to deliver services.

Additional-Coverage
Additional Damage or Loss

BriteCo event insurance provides coverage for additional expenses for things like wedding or event attire, gifts, special jewelry or other essentials.

COVID Coverage
Covid Coverage

Unlike most event cancellation insurance, BriteCo provides COVID protection for the honorees and their immediate family, ensuring extra peace of mind.

How Much is Event Insurance?

HINT: IT’S VERY AFFORDABLE!

Liability Coverage starting at $102

Liability Coverage starting at $114

Many venues require liability insurance. Rest easy with secure, comprehensive protection, including $1,000,000 per occurrence / $2,000,000 aggregate coverage.

Cancellation Coverage starting at $80

Cancellation Coverage starting at $75

Wedding & special events are a major expense. You’ll want to insure against unforeseen circumstances by tailoring your coverage to match the cost of your event.

What is Event Liability Insurance?

Event liability insurance is designed to cover the span of your Event’s main activities, typically the day-of and closely related events such as the rehearsal dinner or morning after brunch. This coverage provides protection from lawsuits stemming from injuries to your guests during the celebrations.
What is Wedding Liability Insurance?

Key Coverages:

General Liability 1

General Liability

Mitigates the risk of being held liable for injuries or damages occurring during wedding events.

Host Liquor Liability

Host Liquor Liability

Providing protection against bodily injury or property damage suits brought by parties as a result of intoxicated guests who were served alcohol that you purchased and provided.

Property Damage

Property Damage

Protects against costs arising from accidental damage to the venue.

Pet Liability

Pet Liability

Protects against injuries or damage caused by your cat or dog, ensuring a worry-free celebration.

Optional Liability Coverages:

Medical Payments

Medical Payments

MedPay covers medical expenses and funeral costs from accidents, regardless of fault. It helps with medical, dental, surgical care, ambulance fees, and emergency services​.

Subrogation Waiver

Subrogation Waiver

Prevents your insurer from seeking reimbursement for a claim payment from third parties, protecting your vendor and other relationships. It may be required by your venue.

Primary / Noncontributory Language

Primary / Noncontributory Language

Ensures your insurance is the first to pay in claims, not requiring other policies to contribute. It may be required by your venue.

Increased Coverage Limits

Increased Coverage Limits

BriteCo offers the highest protection limits up to $20 million, ensuring comprehensive coverage for your event.

These optional coverages enhance your event liability insurance by providing additional security and peace of mind.

What is Event Cancellation Insurance?

Wedding & special event cancellation insurance provides a safety net for financial investments in your event, covering losses from unexpected and unavoidable cancellations or delays.
What is Wedding Cancellation Insurance?

Key Cancellation Coverages:

Cancellation & Postponement:

Cancellation & Postponement

This coverage reimburses you for event-related deposits and payments in case of cancellations or postponements. This includes flowers, hotels, entertainment, catering, photos/videos, transport, hair & makeup, and more up to the limit you selected on your policy.

Counseling

Counseling

Offers coverage for professional counseling services if the event is unexpectedly canceled or postponed, supporting emotional well-being.

Deposits

Deposits

Even if there is not a cancellation or postponement, your deposits are protected if a vendor goes out of business.

Extra Expense

Extra Expense

Covers additional costs incurred to avoid a cancellation, keeping your wedding on track despite unexpected hiccups.

Gifts and Jewelry

Gifts & Jewelry

Provides security against the theft, loss, or damage of wedding gifts and special jewelry, excluding watches and engagement rings.

Photos & Attire

Photos & Attire

Ensures that the costs of retaking photos or replacing attire are covered in case of damage or vendor failure.

Optional Cancellation Coverage:

Cancel for Any Reason

Change of Heart*

Coverage for when life takes a different path — including a qualifying breakup. Receive up to 75% of your non-refundable wedding expenses for a covered change of heart. This flexible add-on ensures peace of mind for the most common “what if” scenario.

*Does not apply to any known reasons prior to purchase.

Standard Cancellation Coverage Sublimits

BriteCo Wedding Insurance includes built-in protection for common wedding risks.

Coverage Type
Limit
Cancellation or Postponement
100% of insured limit
Extra Expense
25% of insured limit
Event Photographs and Video
10% of insured limit
Event Gifts
10% of insured limit
Special Attire
10% of insured limit
Special Jewelry
10% of insured limit
Loss of Deposits from Vendor Failure
10% of insured limit
Professional Counseling
3% of insured limit
wedding insurance
wedding insurance

Why BriteCo is the Best Wedding Insurance

Brunette with long hair highlighting BriteCo benefits

Why BriteCo is One of the Best Event Insurance Policies

  • tickComprehensive Coverage

    BriteCo offers extensive special event insurance coverage options that address every aspect of your event, from liability and medical expenses to cancellation and postponement. With policies starting as low as $102, you get $1,000,000 / $2,000,000 in liability coverage, which is often required by many venues.
  • tickFlexible Cancellation Options

    Our cancellation coverage starts at just $80 and is designed to align with the cost of your wedding. Additionally, our optional “change of heart” coverage reimburses up to 75% of your non-refundable wedding expenses for covered circumstances — including a qualifying breakup.
  • tickAffordable and Tailored Plans

    We understand that every wedding is unique. That’s why we offer customizable plans to fit your specific needs and budget, ensuring you only pay for the coverage that matters to you.
  • tickOptional Enhancements

    Enhance your policy with optional coverages like Medical Payments, Subrogation Waiver, Primary/Noncontributory language, and Increased Coverage Limits. These additions provide extra layers of security, making sure you are fully protected no matter what happens.
  • tickPeace of Mind

    With BriteCo, you can focus on enjoying your special day, knowing that you are protected against a wide range of potential issues. Our straightforward claims process and dedicated customer service team are here to support you every step of the way.

Choose BriteCo for your wedding insurance needs and experience the peace of mind that comes with comprehensive, affordable, and flexible coverage.

Why BriteCo is 
the Best Wedding Insurance

Frequently Asked Questions

Do I need wedding insurance and what does wedding insurance cover?

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Wedding insurance is highly recommended. It protects you against financial losses due to unforeseen circumstances such as vendor no-shows, extreme weather, or illness. Considering the significant investment in a wedding, having insurance ensures you are safeguarded against unexpected events.

Is wedding insurance necessary?

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While not legally required, many venues do require liability insurance. It’s also a wise choice to protect your financial investment. Without it, you risk losing significant amounts of money if something goes wrong, from cancellations to accidents during the event.

Can you get wedding insurance after booking the venue?

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Yes, you can purchase wedding insurance even after booking your venue. It’s best to get it as early as possible to cover all aspects of your wedding planning process, from deposits to the actual event day.

Does wedding insurance cover cancellation?

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Yes, wedding cancellation insurance typically covers cancellation due to unforeseen circumstances such as illness, extreme weather, or vendor issues. Optional coverages, like "Change of Heart," can provide additional flexibility, allowing you to cancel for personal reasons and still receive partial reimbursement. When getting wedding cancellation insurance, be sure to check your policy's cancellation coverage limits.

How close to the wedding can I get insurance?

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You can purchase wedding insurance up until the day before your wedding. However, it is advisable to buy it as early as possible to ensure comprehensive coverage throughout the entire planning process. This way, you can protect yourself from any unexpected events that may occur during the lead-up to your wedding day.

What is wedding insurance?

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Wedding insurance is a type of special event insurance designed to cover financial losses associated with various aspects of your wedding. It typically includes coverage for event cancellation, postponement, vendor no-shows, property damage, medical expenses, and liability. Optional coverages can be added to tailor the policy to your specific needs, ensuring you are fully protected

How much does wedding insurance cost?

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The cost of wedding insurance varies depending on the coverage options you select. Basic liability coverage can start at $102, providing $1,000,000 to $2,000,000 in protection, which is often required by venues. Cancellation coverage can start as low as $80, allowing you to tailor the policy to match the cost of your wedding. To find out the exact cost, get a quote based on your specific needs and preferences.

How much does wedding event cancellation insurance cost?

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Wedding event cancellation insurance costs can start at $80, depending on the level of coverage you choose. This type of insurance provides protection for deposits, payments, and expenses if your wedding is canceled or postponed due to unforeseen circumstances. By tailoring your wedding event cancellation coverage, you can ensure you have the right amount of protection for your specific wedding budget.

How to purchase event insurance for a wedding?

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You can purchase wedding insurance directly online without involving an insurance agent. Simply visit the insurance provider's website, select the coverage options that best suit your needs, and complete the purchase process. BriteCo offers an easy and fast online quote system, allowing you to secure your wedding insurance in under 2 minutes.

Do I need liquor liability insurance for my wedding?

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Yes, liquor liability coverage is essential if you plan to serve alcohol at your wedding. This coverage protects you from potential lawsuits stemming from alcohol-related incidents, such as property damage or bodily injury caused by intoxicated guests. Many venues also require this type of insurance to ensure the safety and security of all attendees.

How does BriteCo’s event insurance benefit wedding venues?

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BriteCo’s event insurance provides flexible liability and cancellation coverage limits to meet the unique requirements of venues, making it easy for clients to get full protection for their events. Plus, our intuitive system makes it easy to update Certificates of Insurance (COIs), add additional language, and share documents to streamline processes for venues and their clients. If there are ever questions, BriteCo has dedicated customer service ready to help.

How can wedding planners benefit from recommending BriteCo wedding insurance to their clients?

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BriteCo’s wedding insurance helps planners quickly take care of securing liability and cancellation insurance for their clients. From meeting venue requirements on liability coverage to securing cancellation coverage for any wedding budget, BriteCo's simplified application makes the process fast and easy. BriteCo built tech just for planners so they can easily send quotes and track client progress to ensure peace of mind on the big day.