This page outlines BriteCo’s policies regarding fraudulent activity and our commitment to protecting the privacy of our customers. These guidelines help ensure transparency, security, and compliance with industry standards.
Fraud Warning
General Notice:
Any individual who knowingly and with intent to defraud any insurance company or other person files an application for insurance or a statement of claim containing materially false information, or conceals information to mislead regarding any material fact, commits insurance fraud. Insurance fraud is a serious offense and may lead to criminal prosecution, civil penalties, policy termination, and denial of claims.
State-Specific Fraud Notices
Certain states require specific fraud warnings. If you reside in one of these states, please review the applicable fraud warning before submitting a claim:
- California: For your protection, California law requires this notice: Any person who knowingly presents false or fraudulent information to obtain or claim payment for a loss is guilty of a crime and may be subject to fines and imprisonment.
- New York: Any person who knowingly and with intent to defraud files a statement containing materially false information or conceals material facts commits a fraudulent insurance act, which is a crime, subject to a civil penalty not exceeding $5,000 and the stated value of the claim.
- Other state-specific warnings may apply. Please consult your policy or contact BriteCo for additional information regarding your state’s requirements.
Privacy Notification
BriteCo is committed to safeguarding your privacy and personal information. This Privacy Notification explains how we collect, use, and protect your information.
Collection of Personal Information
BriteCo may collect certain personal information from you in the course of providing our services. This includes information provided in your insurance application, claim submissions, and any communications with our customer support. The types of information we collect may include:
- Contact Information: such as name, address, email, and phone number
- Financial Information: such as payment and account details
- Event and Coverage Details: information related to your insured items or events
Use of Personal Information
BriteCo uses your personal information solely for business purposes related to providing insurance coverage, processing claims, improving services, and complying with regulatory requirements. We may also use aggregated data to improve our products and customer experience, but this data does not contain any personally identifiable information.
Protection of Personal Information
BriteCo employs a combination of physical, electronic, and procedural safeguards to protect your information. Access to your information is restricted to employees and service providers who need it to perform their duties and are bound by confidentiality agreements. We take all necessary steps to comply with applicable data protection laws to secure your personal information.
Sharing of Personal Information
BriteCo does not share personal information with third parties for marketing purposes. We may disclose your information to third parties in specific situations, including:
- To comply with legal or regulatory obligations
- When processing transactions or claims with authorized service providers
- If required by law enforcement, regulatory agencies, or government entities
Your Privacy Rights
You may request access to your personal information or ask that we correct, update, or delete your data as permitted by applicable law. To make a request, please contact BriteCo at [email protected]. We will respond to your request within a reasonable time frame and provide any necessary assistance.
For more information on our privacy practices or to raise any privacy-related concerns, please email [email protected].
