Super affordable, exceptional coverage up to 125% of appraised value. No deductibles. Monthly pay option.
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Insurance You Can Trust
Real reviews from our happy customers
InsuranceAgency
Jeff S.
Best Pricing, simple streamlined and efficient process. I highly recommend BriteCo to anyone who is in the market to insure jewelry
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Donna T
It was so easy to get my jewelry insured with BriteCo. I had put it off for years but the jeweler made getting the appraisal and setting up the insurance very simple to do.
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Robert W.
Excellent submittal process provided online, easy to attach required documents and fast approval. Would highly recommend using BriteCo provider for your luxury timepieces.
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Becky S.
It was so easy to insure my jewelry with Briteco! I was worried about the difficulty of doing everything online but the system worked flawlessly and I saved several hundred dollars plus got even better coverage. Perfect!
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Mark A.
Awesome Company, Customer Service and Great Rates. Website is totally user friendly. Truly hope I never have to file a claim, but if I do, I trust BriteCo will provide the same service as they have demonstrated so far……Many Thanks
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Katie E.
The day I received my engagement ring, I also applied for insurance with BriteCo on it. So easy to do online, took about 5 minutes and they got back to me within 24 hours with my policy! Quick and easy!!
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Joey D.
BriteCo has very good customer service and were quick to get back to me when I was signing up for a policy!
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Debra P.
BriteCo made it easy and affordable to get coverage on jewelry items. Almost instantaneously. Very good customer service.
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Jacqueline K.
Perfect! I can’t believe how fast and inexpensive BriteCo’s insurance is. I may be insuring a few more pieces. Thank You Again
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Ronald D.
Great customer service, quick responses. BriteCo has a simple application process and ultimately a great experience.
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Maria A.
Wanted to protect my beautiful ring. Quick and easy quote and policy! Love it! Would recommend BriteCo to everyone.
We Make Great Jewelry Insurance Easy
Fast, affordable, 5-star rated coverage
Worldwide Coverage
That means your jewelry is insured anywhere in the world, 365 days a year, 7 days a week. You don’t ever have to worry about coverage when traveling.
Zero Deductibles
We’ve designed our jewelry insurance policies to be competitively priced with no deductibles. You shouldn’t have to pay out of pocket when making a claim.
125% Replacement Value
No one should get stuck having to pay extra when replacing a precious ring or necklace. You’re covered on all jewelry policies even if the appraised value of your piece has increased up to 125% since getting your policy.
Loss
Things get lost. An earring falls out unnoticed. You put your ring in your jacket pocket and can’t find it. Accidental loss happens. With BriteCo, you’re covered.
Theft
Losing your diamond ring or other precious jewelry to theft can be traumatizing. We make it a bit easier knowing you’re covered for full replacement.
Damage
Life happens. Accidentally bang your ring against a counter and chip or lose a stone? Snag your ring, and bend a prong? Rest assured, you’re covered.
Mysterious Disappearance
Even if there’s no logical explanation how, where, or when your precious diamond ring or necklace disappeared, BriteCo has you covered.
Limited Impact on Homeowners Policy
Rest a bit easier knowing any jewelry insurance claim you make with BriteCo won’t affect your homeowners or renters policy coverage or cost.
How Affordable is a BriteCo Policy?
(Hint: very!)
BriteCo offers premiums as low as:
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$4.51/mo
for $6,500 Earrings in New York, NY
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$6.06/mo
for $5,500 Engagement Ring in Phoenix, AZ
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$4.68/mo
for $8,250 Engagement Ring in Chicago, IL
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$10.60/mo
for $11,750 Watch in San Francisco, CA
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$5.23/mo
for $8,600 Pendant Necklace in Austin, TX
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$4.17/mo
for $1,100 Wedding Band in Miami, FL
Coverage costs are subject to underwriting review and approval according to actual policy terms and conditions. Rates may vary based on a number of factors, including value and primary location.
Trusted by Thousands of Jewelers Across the USA
Why Insure Your Jewelry?
3 Helpful Facts:
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Homeowners or renters policies don’t cut it.
Most homeowners and renters policies don’t cover your fine jewelry and watches. If they do, its for a very limited amount. Jewelry Insurance offers better coverage.
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Replacement and repair will cost you too much.
Replacing lost, stolen, or damaged jewelry out of your own pocket is extremely costly and stressful, especially for an engagement ring.
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Not insuring your jewelry will cost you even more!
Jewelry insurance for your high-value items only costs about 0.5-1.5% of the total value. There’s no reason not to insure it today!
Protect Your Valuables In Less Than 2 Minutes
3 easy steps in 2 easy minutes!
- Answer a few simple questions
- Choose how you want to pay
- Instant peace of mind
BriteCo Gives You These Big Advantages
Prompt claims replacements
through your trusted,
local jeweler
No extra charge
to easily add co-insured person to your jewelry insurance.
Annual insurance
coverage updates, no need to get re-appraisals
Backed by an AM Best
A+ rated insurance carrier
Fast Claims Turnaround
- Easily add co-insured person at no extra charge
- Annual value updates keeps your insurance coverage current
- Policies underwritten by an AM Best A+ rated insurance carrier
- Prompt claims process for replacement through your trusted local jeweler at full value
