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Insurance You Can Trust

Real reviews from our happy customers

BriteCo BriteCo Product
BriteCo Jewelry Insurance
Jeff S
InsuranceAgency
stars
5

Best Pricing, simple streamlined and efficient process. I highly recommend BriteCo to anyone who is in the market to insure jewelry

Donna T
InsuranceAgency
stars
5

It was so easy to get my jewelry insured with BriteCo. I had put it off for years but the jeweler made getting the appraisal and setting up the insurance very simple to do.

Robert W.
InsuranceAgency
stars
5

Excellent submittal process provided online, easy to attach required documents and fast approval. Would highly recommend using BriteCo provider for your luxury timepieces.

Becky S.
InsuranceAgency
stars
5

It was so easy to insure my jewelry with Briteco! I was worried about the difficulty of doing everything online but the system worked flawlessly and I saved several hundred dollars plus got even better coverage. Perfect!

Mark A.
InsuranceAgency
stars
5

Awesome Company, Customer Service and Great Rates. Website is totally user friendly. Truly hope I never have to file a claim, but if I do, I trust BriteCo will provide the same service as they have demonstrated so far……Many Thanks

Katie E.
InsuranceAgency
stars
5

The day I received my engagement ring, I also applied for insurance with BriteCo on it. So easy to do online, took about 5 minutes and they got back to me within 24 hours with my policy! Quick and easy!!

Joey D.
InsuranceAgency
stars
5

BriteCo has very good customer service and were quick to get back to me when I was signing up for a policy!

Debra P.
InsuranceAgency
stars
5

BriteCo made it easy and affordable to get coverage on jewelry items. Almost instantaneously. Very good customer service.

Jacqueline K.
InsuranceAgency
stars
5

Perfect! I can’t believe how fast and inexpensive BriteCo’s insurance is. I may be insuring a few more pieces. Thank You Again

Ronald D.
InsuranceAgency
stars
5

Great customer service, quick responses. BriteCo has a simple application process and ultimately a great experience.

Maria A.
InsuranceAgency
stars
5

Wanted to protect my beautiful ring. Quick and easy quote and policy! Love it! Would recommend BriteCo to everyone.

We Make Great Jewelry Insurance Easy

Fast, affordable, 5-star rated coverage
Worldwide Coverage
Worldwide Coverage

That means your jewelry is insured anywhere in the world, 365 days a year, 7 days a week. You don’t ever have to worry about coverage when traveling.

Zero Deductibles
Zero Deductibles

We’ve designed our jewelry insurance policies to be competitively priced with no deductibles. You shouldn’t have to pay out of pocket when making a claim.

125% Replacement Value
125% Replacement Value

No one should get stuck having to pay extra when replacing a precious ring or necklace. You’re covered on all jewelry policies even if the appraised value of your piece has increased up to 125% since getting your policy.

loss
Loss

Things get lost. An earring falls out unnoticed. You put your ring in your jacket pocket and can’t find it. Accidental loss happens. With BriteCo, you’re covered.

theft
Theft

Losing your diamond ring or other precious jewelry to theft can be traumatizing. We make it a bit easier knowing you’re covered for full replacement.

damage
Damage

Life happens. Accidentally bang your ring against a counter and chip or lose a stone? Snag your ring, and bend a prong? Rest assured, you’re covered.

Mysterious Disappearance
Mysterious Disappearance

Even if there’s no logical explanation how, where, or when your precious diamond ring or necklace disappeared, BriteCo has you covered.

Limited Impact on Homeowners Policy
Limited Impact on Homeowners Policy

Rest a bit easier knowing any jewelry insurance claim you make with BriteCo won’t affect your homeowners or renters policy coverage or cost.

How Affordable is a BriteCo Policy?

(Hint: very!)

BriteCo offers premiums as low as:

  • $4.51/mo

    for $6,500 Earrings in New York, NY
  • $6.06/mo

    for $5,500 Engagement Ring in Phoenix, AZ
  • $4.68/mo

    for $8,250 Engagement Ring in Chicago, IL
  • $10.60/mo

    for $11,750 Watch in San Francisco, CA
  • $5.23/mo

    for $8,600 Pendant Necklace in Austin, TX
  • $4.17/mo

    for $1,100 Wedding Band in Miami, FL
ring-right
ring-right
Coverage costs are subject to underwriting review and approval according to actual policy terms and conditions. Rates may vary based on a number of factors, including value and primary location.

Trusted by Thousands of Jewelers Across the USA

hands-bride-with-tender-french-manicure-precious-engagement-ring-with-shiny-diamond-wedding-dress

Why Insure Your Jewelry?
3 Helpful Facts:

  • Homeowners or renters policies don’t cut it.

    Most homeowners and renters policies don’t cover your fine jewelry and watches. If they do, its for a very limited amount. Jewelry Insurance offers better coverage.
  • Replacement and repair will cost you too much.

    Replacing lost, stolen, or damaged jewelry out of your own pocket is extremely costly and stressful, especially for an engagement ring.
  • Not insuring your jewelry will cost you even more!

    Jewelry insurance for your high-value items only costs about 0.5-1.5% of the total value. There’s no reason not to insure it today!
protect-your-valuables

Protect Your Valuables In Less Than 2 Minutes

3 easy steps in 2 easy minutes!

  • Answer a few simple questions
  • Choose how you want to pay
  • Instant peace of mind

BriteCo Gives You These Big Advantages

Prompt claims replacements
Prompt claims replacements

through your trusted,
local jeweler

No extra charge
No extra charge

to easily add co-insured person to your jewelry insurance.

Annual insurance
Annual insurance

coverage updates, no need to get re-appraisals

top-class
Backed by an AM Best

A+ rated insurance carrier

Fast Claims Turnaround

  • Easily add co-insured person at no extra charge
  • Annual value updates keeps your insurance coverage current
  • Policies underwritten by an AM Best A+ rated insurance carrier
  • Prompt claims process for replacement through your trusted local jeweler at full value
ring
BriteCo logo

Contact

805 Greenwood Street
Evanston, IL 60201

info@brite.co

BriteCo Inc. is a licensed insurance agency in all fifty states and the District of Columbia.
Please see the Licenses section of this website for more information. All insurance policies underwritten and issued by Glencar Insurance Company and administered by BriteCo.