Want to pay less for better jewelry insurance?

Super affordable, A+ rated coverage at 125% of appraised value. No deductibles. Monthly pay option.

Check Your Price

Three Diamound engagement rings insured by BriteCo Jewelry Insurance

BriteCo As Seen In…

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Fast, affordable, A+ rated coverage
We make great jewelry insurance easy

Worldwide Icon

Worldwide Coverage
That means your jewelry is insured anywhere in the world, 365 days a year, 7 days a week. You don’t ever have to worry about coverage when traveling.

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Zero Deductibles
We’ve designed our jewelry insurance policies to be competitively priced with no deductibles. You shouldn’t have to pay out of pocket when making a claim.

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125% Replacement Value
No one should get stuck having to pay extra when replacing a precious ring or necklace. You’re covered even if the appraised value of your jewelry piece has increased since getting your policy.

Loss Icon

Things get lost. An earring falls out unnoticed. You put your ring in your jacket pocket and can’t find it. It happens. With BriteCo, you’re covered.

Theft Icon

Losing your diamond ring or other precious jewelry to theft can be traumatizing. We make it a bit easier knowing you’re covered for full replacement.

Damage Icon

Life happens. Accidentally bang your ring against a counter and chip or lose a stone? Snag your ring, and bend a prong? Rest assured, you’re covered.

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Even if there’s no logical explanation how, where, or when your precious diamond ring or necklace disappeared, BriteCo has you covered.

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Limited Impact on
Homeowners Policy

Rest a bit easier knowing any jewelry insurance claim you make with BriteCo won’t affect your homeowners or renters policy coverage or cost.

How affordable is a BriteCo policy?
(Hint: very!)

BriteCo offers premiums as low as:

for $6,500 Earrings in New York, NY
for $5,500 Engagement Ring in Phoenix, AZ
for $8,250 Engagement Ring in Chicago, IL
for $11,750 Watch in San Francisco, CA
for $8,600 Pendant Necklace in Austin, TX
for $1,100 Wedding Band in Miami, FL

Coverage costs are subject to underwriting review and approval according to actual policy terms and conditions. Rates may vary based on a number of factors, including value and primary location.

Check Your Price

Trusted by thousands of jewelers across the USA

Insurance you can trust

Real reviews from our happy customers

5.0 Avg
319 reviews

Derek H.

“Super easy process of getting your jewelry insured, they definitely have their process down.”

Andrew O.

“My experience was great; simple and easy.”

Sharie C.

“Easy to secure coverage at a reasonable price.”

Kirk M.

“Super easy process to jewelry insured. Took less than 5 minutes.”

Bethany M.

“Very easy process to get insured.”

Jeff G.

“Quick and easy. And less expensive than I guessed it would be.”

Ira F.

“Quick, easy, painless and now insured!”

Julie S.

“I can’t believe how easy it was to purchase my insurance policy!”

John M.

“Fast, easy & fair quote.”

Linda S.

“Easy, quick, and reasonably priced, giving me the confidence to have an heirloom diamond reset!”

Protect your prized possessions
in less than 2 minutes

Example of Monthly pay option for Jewelry insurance on a mobile phone

Protect your valuables
in less than 2 minutes

3 easy steps in 2 easy minutes!

  1. Answer a few simple questions
  2. Choose how you want to pay
  3. Your jewelry is fully protected immediately

Fast claims turnaround

  • Easily add co-insured person at no extra charge
  • Annual value updates keeps your insurance coverage current
  • Backed by AM Best A+ rated insurance carrier
  • Prompt claims replacement through your trusted local jeweler
Two diamond engagement rings insured by BriteCo Jewelry Insurance

Only BriteCo gives you
these big advantages

Prompt Claim Handling Icon

Prompt claims replacements
through your trusted, local jeweler

Easy add icon

No extra charge
to easily add co-insured person

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Annual insurance coverage updates, no need to get re-appraisals

AM Best A+ Rating Icon

Backed by AM Best A+ rated insurance carrier

Why insure
your jewelry?
3 Helpful facts:

  1. Homeowners or renters policies don’t cut it.
    Most homeowners and renters policies don’t cover your fine jewelry and watches. If they do, its for a very limited amount.
  2. Replacement and repair will cost you too much.
    Replacing lost, stolen, or damaged jewelry out of your own pocket is extremely costly and stressful.
  3. Not insuring your jewelry will cost you even more!
    Jewelry insurance only costs you about 1-2%  of the total value. There’s no reason not to insure it today!

Get Your Quote