BriteCo makes it fast and easy to get the best engagement ring insurance in minutes.

My Jewelry

What would you like to insure?

Piece type
Choose Jewelry Type.
Appraised Value
Note: Whole numbers only.
Man smiling at the camera
SUPER AFFORDABLE JEWELRY INSURANCE
Joseph in Phoenix:
” I got my finance’s $5,500 engagement ring insured for $6.06/month
BriteCo As Seen In...
Forbes Logo Fortune Logo Instore Logo Benzinga Logo Yahoo finance Logo
  • Zero Deductible
  • 125% of appraised value
  • Worldwide Coverage of Damage, Loss, Theft, and Mysterious Disappearance
Becky S. leaves a 5 Star review

It was so easy to insure my jewelry with Briteco! I was Worried about the difficulty of doing everything online but the system worked flawlessly and I saved several hundred dollars plus got even better coverage. Perfect!

Do I Need Specialized Jewelry Insurance?

The Truth About the Coverage You Need

Worldwide Icon
Should I get coverage?

If an engagement ring is valued over a week’s worth of your gross salary and holds sentimental value an insurance policy is recommended. A good policy will have A+ rated worldwide coverage of loss, theft, damage, and mysterious disappearance.

Homeowners Icon
Home Policy vs Specialty

A Specialized Policy means a claimon your engagement ring or jewelry will have limited impact of your homeowners or renter’s insurance policy. The BEST specialty policies have zero deductible and 125% replacement value, ensuring you won’t pay out-of-pocket for any replacement.

Disappearance Icon
How much?

It varies, but as a rule of thumb expect to pay 1-3% of the appraised value. At BriteCo, we specialize in jewelry to ensure you receive a lower policy cost than others, from 0.5-1.5% of the appraised value. The best policies offer monthly pay options that can start as low as $5 a month.

303 Google reviews of 5 stars by customers
BriteCo named by IGS as Best Overall Jewelry Insurance Company in 2021
Julie S. leaves a 5 star review

” I can’t believe how easy it was to purchase my insurance policy!”

John M leaves 5-star review.

“Fast, easy & fair quote.”

Linda S. leaves a five star review

“Easy, quick, and reasonably priced giving me the confidence to have an heirloom diamond reset!”

Coverage

Renters / Home
Owners Insurance
Jewelry
Warranty
Coverage Limits 125% of Appraisal Value Capped as low as $1,000 Appraisal Value
Worldwide Coverage
Damage Limited
Loss
Theft Limited
Mysterious Disappearance
Limited Impact of Claims on Homeowners Insurance
Monthly Pay Option or Discount for Annual Pay
Gifts to Others at Separate Address ?
Zero Deductible ? ?
Free Annual Insurance Value Updates
Preventive Maintenance*

 

*Covers prong retipping; broken, worn or bent prongs; broken earring posts; clasp replacement;
restringing of broken or stretched pearl strands; and stone tightening

Frequently Asked Questions

What makes BriteCo™ different from other jewelry insurance companies?

What are the advantages of BriteCo™ jewelry insurance?

Doesn’t a homeowners or renters insurance cover jewelry and watches?

Check Your Engagement Ring Coverage Price

It is a long established fact that a reader will be distracted by the readable content of a page when looking at its layout.

BriteCo logo

Contact

805 Greenwood Street
Evanston, IL 60201

info@brite.co

BriteCo Inc. is a licensed insurance agency in all fifty states and the District of Columbia.
Please see the Licenses section of this website for more information. All insurance policies underwritten and issued by Glencar Insurance Company and administered by BriteCo.